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Does Standard Homeowners Insurance Cover Sewer or Drain Backup?

Does a standard homeowners policy provide coverage from a sewer or drain backup or sump pump failure? Unfortunately, no. Neither the standard homeowners nor commercial, renters or condo policies provide this type of coverage. However, E. R. Munro and Company offers endorsements or add-ons to our standard policies which can cover the cost of damages and clean-up after this type of event.

Don’t wait until something like this happens at your home or business. Give E. R. Munro and Company a call at 1-877-376-8676 and we can discuss adding to your policy the right coverage for a sewer or drain backup or sump pump failure.