Protecting Your Valuables

Most homeowners policies offer limited coverage for personal articles such as jewelry, cameras, golf equipment, fine art and collectibles and computer equipment. If you have valuable artwork, a baseball collection, first edition books, a coin collection, expensive computer equipment, firearms, furs, golf equipment, jewelry, rare memorabilia, oriental rugs, silverware and/or a stamp collection, you need [...]

Things to Keep in Mind When Buying Auto Insurance

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  When buying auto insurance, keep in mind these things:         Purchase the amount of liability coverage which makes sense for you. Liability covers your financial responsibility for injuring others. Decide which optional coverages you want. Do you want the optional physical damage coverages in Part D or is the market value [...]

When it comes to homeowners insurance, should you have replacement cost or actual cash value?

If you’re like most people, your home is probably your most prized and valuable possession. That’s why it’s important to make sure you are properly and adequately insured so that, in the event that your home is destroyed or damaged, your homeowners policy will cover 100 percent of the cost to either replace it or [...]

Plan on Partying This Holiday Season? Give Yourself the Gift of Liability Insurance

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If you’re hosting a party this holiday season and plan on serving alcohol, be liability-ready.

Maine Private Investigators’ Insurance Required

The Maine Legislature now requires the state’s private investigators to have insurance coverage in addition to the mandatory private investigator bond.

Florida Insurance Commissioner Advocates Reforms

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Florida’s Insurance Commissioner Kevin McCarty told Gov. Rick Scott that the state’s epidemic of car insurance fraud is getting worse. Since 2008, Florida’s statewide insurance premiums have increased by more than $900 million. According to an Aug. 16, 2011 article published in The Miami Herald, between 2008 and 2010, total personal injury protection (PIP) benefits [...]