Most homeowners policies offer limited coverage for personal articles such as jewelry, cameras, golf equipment, fine art and collectibles and computer equipment. If you have valuable artwork, a baseball collection, first edition books, a coin collection, expensive computer equipment, firearms, furs, golf equipment, jewelry, rare memorabilia, oriental rugs, silverware and/or a stamp collection, you need [...]
When it comes to homeowners insurance, should you have replacement cost or actual cash value?
If you’re like most people, your home is probably your most prized and valuable possession. That’s why it’s important to make sure you are properly and adequately insured so that, in the event that your home is destroyed or damaged, your homeowners policy will cover 100 percent of the cost to either replace it or [...]
Maine Private Investigators’ Insurance Required
The Maine Legislature now requires the state’s private investigators to have insurance coverage in addition to the mandatory private investigator bond.
Florida Insurance Commissioner Advocates Reforms

Florida’s Insurance Commissioner Kevin McCarty told Gov. Rick Scott that the state’s epidemic of car insurance fraud is getting worse. Since 2008, Florida’s statewide insurance premiums have increased by more than $900 million. According to an Aug. 16, 2011 article published in The Miami Herald, between 2008 and 2010, total personal injury protection (PIP) benefits [...]







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