Mayday Mayday

You and your family are enjoying a leisurely Sunday afternoon boating on a large lake when flames suddenly appear in the engine compartment.

Your teenage son grabs a bucket and begins hauling water out of the lake to throw on to the fire. Tell him to STOP!

Water should never be used on a chemical or electrical fire. The majority of boat fires are caused by burning fuels or an electrical issue. It is important to keep a Coast Guard-approved marine Type B fire extinguisher on board.

If a fire does erupt on your boat, stop the engine immediately. Make sure everyone is wearing a life jacket in case you have to abandon the boat. If the fire continues to burn after using the extinguisher, place a MAYDAY call on your VHF radio and prepare to abandon ship.

Boar or marine insurance is available for small boats, high performance powerboats, yachts, catamarans, and pontoons. Marine insurance will cover intended use including personal recreation, commercial or charter vessels. Boat policies can cover damage to your boat, motor, trailer, and personal effects in the boat. Coverage may include liability, medical payments, injury to a water skier and damage to the boat itself.

For more information on boat or marine insurance, contact E. R. Munro and Company at 1-877- 376-8676 and speak with Nadine at extension 136.