If you bought a travel insurance policy, according to travel insurance comparison site squaremouth.com, viral outbreaks, epidemics and pandemics are not listed as a covered event.
According to the site, “The coronavirus pandemic is considered a foreseen event by most travel insurance providers, meaning there are limited, if any, benefits available relating to the outbreak.”
Further, the site said canceling a trip over health and safety concerns is never listed in these policies. Just about the only way you can be covered is if you contracted the coronavirus or have been mandated to quarantine.
There is a work-around where you could recoup some money, but it’s only if you bought the “cancel for any reason” upgrade. This all also depends on when you bought the insurance. That purchase likely has to be before January 21, when this was considered an outbreak.
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