It crucial for property owners to understand their risk for flooding. Standard homeowners insurance policies do not cover flood damage.
For property owners who may be unsure of their property’s flood risk, FEMA has an online mapping tool that helps identify a specific property’s flood zone risk. All you need to do is type in your property’s address.
To check to see if your property is in a flood zone, go to https://msc.fema.gov/portal/search.
Flood insurance is relatively inexpensive compared to the cost of replacing your appliances, furniture, clothes, electronics, and your home should a flood destroy your property.
