Arkansas Has New Auto Insurance Law

A new state law took effect at the beginning of 2020 requiring all Arkansas drivers to have vehicle insurance. The law covers only motorcycles and motor vehicles. If a driver does not have insurance, state officials will send the driver a letter telling them they have 30 days to get insurance or their registration on […]

Attention New York PIs and Watch Guards …

Here at E. R. Munro and Company, if you are a New York private investigator or watch guard, you now have the option of switching bonding companies at the time of your bond renewal. If you choose to switch, your premium will be $75. If you decide to stay with the same bonding company, your […]

Testing for Radon

Why should you test your home for radon? Because radon is the second leading cause of lunch cancer in the U.S. Radon is an odorless, invisible, radioactive gas that can enter your home from the ground through cracks in your foundation. It is present indoors and out, but can increase to dangerous levels inside a […]

Helmets Shown to Protect Against Head Injuries When Sledding

Your children wouldn’t ride their bicycles without first putting on their safety helmets. Those same helmets can protect your children from suffering head injuries while sled riding. Research shows that 30 percent of children hospitalized following a sledding injury suffered significant head injuries, such as concussions, comas, and brain damage. The journal, Pediatrics recommends that […]

Be Fire Smart This Holiday Season

Holiday decorations can increase your risk for a home fire. The National Fire Protection Association urges you to be fire smart when decorating your home for the holidays. More than half of the home decoration fires in December are started by candles. The top three days for home candle fires are Christmas Day, New Year’s […]

Winter Weather Insurance: What’s Covered and What’s Not

Winter weather causes about $26,000 in damages to homes each year. Here are some examples of what your homeowners insurance will cover if you have winter weather damage: Wind storm damage like peeled roof shingles Structure damage from fallen trees (even if it’s your neighbor’s tree that falls onto your home or property) Water damage […]

Keep Track of Your Auto Key Fob

Roughly $6 billion was lost to motor vehicle theft in 2018, and the average dollar loss per theft was $8,407, according to the Insurance Information Institute, and data from the FBI. Motor vehicle thefts have trended downwards since 1991, falling about 55 percent from 1.7 million thefts in 1991 to 773,139 in 2017. In 2018, […]

You’ve Just Been Elected … Now What?

If you just been elected or re-elected to serve the public in whatever capacity – county or city treasurer, tax collector, township finance manager, township supervisor, county clerk, etc. – before you take your oath of office, you must obtain a public official surety bond. A public official surety bond is a guarantee to taxpayers […]

Scary statistics

According to a report from The Washington Post, one of the scariest things about the last day of October is the annual spike in fatal car accidents involving children. The newspaper analyzed federal highway safety data and found children are three times more likely to be struck and killed while trick or treating that night […]

Don’t forget to blow out the candles

If you use candle-lighted jack o’ lanterns to decorate your home for Halloween, be sure to blow out the candles before retiring for the night. Halloween decorations caused 840 home fires in 2016, resulting in a total of $11.4 million in property damage, according to the National Fire Protection Association. Instead of using real fire […]