Make Sure You’re Covered Before You Say “Road Trip”

The sunny days of spring and summer lure thousands of individuals and families to the open road each year. Before loading up the car, check with E. R. Munro and Company to determine if you are properly protected.

Keeping Your Sump Pump in Prime Condition

When a severe storm hits, homeowners may experience excess water in their basements or the lower levels of their home. A sump pump is an important tool that can help protect your property by controlling water and keeping your home dry. Sump pumps are typically found in the lowest part of a house, such as […]

Gun Ownership and Homeowners Insurance

Homeowner policies cover many types of liability claims that may include gun-related accidents. The term “accident” is key. Under a traditional homeowners policy, there is no specific gun-related exclusion. There is, however, an “expected or intended injury” exclusion, which contains an exception for “use of reasonable force by an insured to protect persons or property.” […]

Is your home office covered by your homeowners insurance?

Are you an entrepreneur running a home-based business? Do you sell products out of your home? If so, you should look into your homeowners policy to avoid coverage gaps.

Producer Speaks at Auctioneers Association Chapter

E. R. Munro and Company’s Greg Magnus, insurance producer, spoke at the Northwest chapter of the Pennsylvania Auctioneers Association’s annual continuing education seminar on February 11, 2018. Greg talked about the importance of insurance for auctioneers and how it protects them and their businesses financially. Standing with Greg is Patrick Simonetta (left), Northwest Chapter Vice President.

Potential liabilities when hosting a Super Bowl party

The countdown to Super Bowl Sunday has begun. If you’re hosting a party for the big game, here are some tips to prevent homeowner liabilities. Look out for inebriated guests. Depending on the location, social host liability laws, or the criminal and civil responsibility of a person who furnishes liquor to guests, are applicable to […]

Play it safe at your Super Bowl party

The big game – Super Bowl LII between the Philadelphia Eagles and the New England Patriots – is set for Sunday, February 4th. This year, about 45 percent of Americans plan to host or attend a Super Bowl party.

If the weather outside is frightful

As a homeowner, you are responsible for snow and ice removal from your sidewalks and driveway. If someone slips and falls on your snow or ice-covered sidewalk or driveway, you can be held liable for their medical bills, lost wagers and pain and suffering. Your homeowners policy comes with liability insurance as part of the […]

High Tech Vehicles May Help Thieves

An excerpt from an article written by Maxine Reiman for Newsmax on “While Cars Get Smarter, Some Tech May Be Aiding Thieves, published January 5, 2018: Auto manufacturers are increasingly using smart technology to make cars safer to drive and easier to lock and unlock, and even to drive themselves. The trend is predicted to […]

Disasters Affected 8 Percent of U.S. Population in 2017

The Federal Emergency Management Agency (FEMA) supported 59 major disaster declarations and 16 emergency declarations in 2017, a year during which unprecedented disasters affected more than 25 million Americans, almost 8 percent of the U.S. population.