Preventing Construction Site Thefts

Construction equipment and material theft is big business and it’s growing. Estimates say that theft and vandalism account for more than $1 billion a year in losses and other costs to builders. Construction job site theft losses are more than just the costs of losing expensive equipment and materials. Contracts have to pay to replace […]

Time to check Your Smoke and CO Detectors

If you didn’t change the batteries in your home’s smoke detectors on January 1, make time on March 10, the date of Daylight Savings Time, to do so. Smoke detector batteries should be replaced annually. If the smoke detectors in your home are 10 years old or older, replace them. They lose their effectiveness at […]

Protecting Your Valuables

From jewelry to collectibles, you may have more valuables than you realize. And your homeowners policy may not cover, or provide enough coverage, for those items. Valuable items coverage can help to give you peace of mind. Consider Valuable Items Coverage for: jewelry and engagement rings, silverware, china and crystal, antiques, fine art, stamp and […]

If you own a vehicle, please note …

PennDOT has made a change to the Fee for Local Use Annual Fee, section 1935(b) of the Vehicle Code. It was amended to make the Fee for Local Use an annual fee (the extra $5 you pay to register your vehicle). The fee will now be based on the number of years a customer wants […]

Tips for Valentine’s Day Jewelry Protection

Diamonds are a girl’s best friend, especially on Valentine’s Day. Jewelry is one of the top gifts of all time, and heart-shaped gems are the most popular of the jewelry items gifted, as a sign of love and devotion. But that shiny, new diamond heart needs to be protected. Theft is No. 1 cause of […]

Price or coverage. Which do you prefer?

Recently, a homeowner insured by E. R. Munro and Company had to replace a very expensive custom-made set of French doors. The glass had shattered but remained in the door frame. No one knows how the door became damaged. Was it a vandal, hit by a tree branch or just wear and tear of the […]

What’s Covered Under Umbrella Insurance

Homeowners insurance protects you if, say, a fire burns your house to the ground. That’s a start. But you also need to think about protecting your home against something equally dangerous: a lawsuit. If a houseguest slips in the bathtub, you could get sued. Lose the lawsuit and you could lose all of your assets, […]

California 6th state to ban car insurance companies from using gender to determine rates

California has become the sixth state to ban car insurance companies from using gender to determine rates, reported Ann Carrns of The New York Times. The move is an attempt to focus on factors that drivers can control, like their driving record, and to prevent unfair and inconsistent gender influences in pricing — some car insurers determined […]

Helmets Shown to Protect Against Head Injuries When Sledding

Your children wouldn’t ride their bicycles without first putting on their safety helmets. Those same helmets can protect your children from suffering head injuries while sled riding. Research shows that 30 percent of children hospitalized following a sledding injury suffered significant head injuries, such as concussions, comas, and brain damage. Several years ago, a 12-year-old […]

Renewals of Pennsylvania Vehicle Board Licenses in Odd-Numbered Year

Now that it’s 2019, it’s time to renew dealer licenses, auction licenses, and vehicle salesperson licenses with the Pennsylvania Vehicle Board. This year will be different. The Pennsylvania Department of State, where the Vehicle Board works, has a new electronic PALS Licensing System. All renewals must be completed online. There will be no paper applications. […]