No agent may mean no claim payment**

A U.S. District Court in northern West Virginia concluded that a couple who signed up for auto insurance electronically intended to conduct the entire transaction electronically. One of the plaintiffs was involved in an accident and learned that the online insurance company had not provided them with Underinsured Motorist coverage (UIM). The couple completed an […]

Free Credit Freezes Coming Sept. 21

Looking for stronger ways to protect your credit? Thanks to a new federal law, soon you can get free credit freezes and year-long fraud alerts. Here’s what to look forward to when the law takes effect on September 21st: Free credit freezes What is it? A credit freeze restricts access to your credit file, making it […]

Oh Deer!

If you are a Pennsylvania resident, chances are, you, a loved one, or friend have hit a deer while driving. In fact, Pennsylvania is the leading state when it comes to deer-related auto insurance claims.

Some of the differences between collision and comprehensive insurance

Collision and comprehensive insurance are two important types of car insurance to understand. While collision and comprehensive coverages are similar and often sold together, they do not cover the same problems.

Just because you have flood insurance doesn’t mean you’re protected completely

Federal flood insurance, available through the National Flood Insurance Program (NFIP), can be purchased to insure structures and contents; however, coverage for each is purchased separately. Single family residences are eligible for $250,000 in coverage; this consists of the emergency program’s first layer of $35,000, and a second layer of $215,000. Small businesses are eligible […]

Four Tips for Maintaining Your Classic Car

Owning a classic car is owning an exciting piece of history. Like any antique, it’s important to take extra precautions to preserve its beauty and functionality. Follow these four basic tips and your investment can last you a lifetime. Keep It Covered Rain, wind, and sun are the enemies of classic cars. Prolonged exposure to water promotes […]

Have Clients Who Use Drones? Help Them Comply with Part 107

If you have clients who use drones in their line of business, i.e., real estate agents; contractors; photographers, etc., help them understand and comply with Part 107 of the Federal Aviation Administrations’ Federal Aviation Regulations.

Did You Know?

Check out these statistics about vehicles: Each year, 712,006 vehicles are reported stolen. Each year, vehicle thefts results in $1.255 billion in stolen personal items and accessories. Each year, 250,000 vehicles are damaged by hail in the U.S. Each year, there are 204,722 highway vehicle fires in the U.S. causing $1.2 billion in damages. Americans […]

Amazon not liable for laptop battery fire

A federal judge in New Jersey has ruled that cannot be held liable as the seller of a laptop battery that allegedly caught fire and destroyed the customer’s home.

Pennsylvania Number 1 in U.S. for Animal Related Crashes

According to a recent study by the National Insurance Crime Bureau, Pennsylvania is the number one state in the country for animal related crashes. Pittsburgh ranks number four among U.S. cities. Pennsylvania had the most animal loss claims at 145,728 for 2014-2017 and Pittsburgh had the fourth most animal loss claims at 2,115 for the […]