The Dangers of Groundwater Flooding

The common problem for homeowners during heavy rains and flooding is damage caused by groundwater. Groundwater includes sewer water that backs up into your home through the basement floor drain, water that seeps through your foundation from heavy rains, melting snow, and water from flooding. If water comes into your home at or below ground […]

The Variables of Auto Insurance

When thinking of purchasing a new vehicle, consider what your insurance premiums will cost. Statistics show smaller cars are typically driven at higher rates of speed by younger, riskier drivers. They are involved in more accidents, sustain more damage and are more expensive to insure. Larger vehicles, such as SUVs and pickup trucks may have […]

When the weather outside is frightful

As a homeowner, you are responsible for snow and ice removal from your sidewalks and driveway. If someone slips and falls on your snow or ice-covered sidewalk or driveway, you can be held liable for their medical bills, lost wages and pain and suffering. Your homeowners insurance policy comes with liability insurance as part of […]

Exeter Woman Inducted into Auctioneer Hall of Fame

Linda Lewis, of Exeter, Pennsylvania, became the second woman to be inducted into the state’s Auctioneer Hall of Fame. Her husband, James, who was inducted in the Hall of Fame in 2005, recused himself from deliberations when his wife’s name was brought up as a potential nominee. The criteria to be inducted is simple, according […]

Arkansas Has New Auto Insurance Law

A new state law took effect at the beginning of 2020 requiring all Arkansas drivers to have vehicle insurance. The law covers only motorcycles and motor vehicles. If a driver does not have insurance, state officials will send the driver a letter telling them they have 30 days to get insurance or their registration on […]

Attention New York PIs and Watch Guards …

Here at E. R. Munro and Company, if you are a New York private investigator or watch guard, you now have the option of switching bonding companies at the time of your bond renewal. If you choose to switch, your premium will be $75. If you decide to stay with the same bonding company, your […]

Testing for Radon

Why should you test your home for radon? Because radon is the second leading cause of lunch cancer in the U.S. Radon is an odorless, invisible, radioactive gas that can enter your home from the ground through cracks in your foundation. It is present indoors and out, but can increase to dangerous levels inside a […]

Helmets Shown to Protect Against Head Injuries When Sledding

Your children wouldn’t ride their bicycles without first putting on their safety helmets. Those same helmets can protect your children from suffering head injuries while sled riding. Research shows that 30 percent of children hospitalized following a sledding injury suffered significant head injuries, such as concussions, comas, and brain damage. The journal, Pediatrics recommends that […]

Be Fire Smart This Holiday Season

Holiday decorations can increase your risk for a home fire. The National Fire Protection Association urges you to be fire smart when decorating your home for the holidays. More than half of the home decoration fires in December are started by candles. The top three days for home candle fires are Christmas Day, New Year’s […]

Winter Weather Insurance: What’s Covered and What’s Not

Winter weather causes about $26,000 in damages to homes each year. Here are some examples of what your homeowners insurance will cover if you have winter weather damage: Wind storm damage like peeled roof shingles Structure damage from fallen trees (even if it’s your neighbor’s tree that falls onto your home or property) Water damage […]