Hurricane Safety Tips

Hurricane season is currently in full swing in North America. The season runs from the beginning of June to the end of November. Wherever you live, it is important to prepare in advance for the possibility that a tornado, hurricane, or tropical storm could strike your area. Follow these tips to keep yourself, your family, […]

What is the Difference Between Insurance and Bonds?

A lot of clients ask: what is the difference between insurance and bonds? Although surety bonding companies are often regulated by state insurance departments, bonding is much different from insurance. Insurance is a risk-sharing device with the policies created under the assumption that there will be losses. It is a two-party agreement where the insurance […]

The Benefits of Travel Insurance

As pandemic restrictions are lifted, you may be planning a vacation for yourself or your family this summer. Traveling is supposed to be relaxing, but trips are always at risk of being impacted by unexpected events. Sickness, accidents, and major life changes before or during a trip can throw a wrench in your travel plans, […]

Why You Should Expect Increased Rates in 2021

Lockton, Inc. published an article in 2020 about why insurance carriers are increasing premiums and not renewing policies. The personal insurance market has continued to harden for several years and is expected to worsen throughout 2021. We would like to share a few things you should expect this year, according to Lockton, so you can […]

How to Stay Safe in a Tornado

April showers bring May flowers – and sometimes tornadoes. Storms are already starting to hit the east coast and are bringing tornadoes as a result. March is a good month to start preparing a plan and an emergency kit for extreme weather conditions. There is no guarantee for safety during a tornado but taking it […]

Protecting Your Home Against Ice Dams

Much of the country is currently experiencing snow, freezing rain and ice. Some homes can be subject to “ice dams” building up on their roofs and gutters. Ice dams occur when the gutter gets clogged with snow, freezes and then the ice and snow back up under the roof shingles.  This causes damage to the […]

Water Damage Mitigation: What You Should Know

Water damage as a result of frozen or broken water pipes is the most frequent cause of damage to the home. Repair from water damage is costly and time consuming. Homeowners that have had a leak before are twice as likely to have another. To avoid the cost and inconvenience of having to repair water […]

Save Money Through Safe Driving

If you’re a safe driver, you deserve to save money on your insurance policy. Not everyone drives the same, so one policy does not fit all. Attentive drivers can save money by staying safe behind the wheel using telematic programs. Telematic programs are a new, innovative way to base your insurance policy on your driving […]

How to Prepare Your Home for the New Year

There are many ways you can prepare yourself and your home to avoid damage claims and high rates in the New Year. Many carriers are raising their rates this year due to the large number of claims made in 2020. E .R. Munro is happy to provide you with tips on how to keep your […]

Why Choose Chubb?

When picking an insurance company, the question to ask is not whether the company is worth the money. The real question is, what happens when you have a claim? Tod Aronson, president of E.R. Munro and Company, was on his way home from work on Friday, when a deer struck his car. He was not […]