Price or coverage. Which do you prefer?

Recently, a homeowner insured by E. R. Munro and Company had to replace a very expensive custom-made set of French doors. The glass had shattered but remained in the door frame. No one knows how the door became damaged. Was it a vandal, hit by a tree branch or just wear and tear of the […]

What’s Covered Under Umbrella Insurance

Homeowners insurance protects you if, say, a fire burns your house to the ground. That’s a start. But you also need to think about protecting your home against something equally dangerous: a lawsuit. If a houseguest slips in the bathtub, you could get sued. Lose the lawsuit and you could lose all of your assets, […]

California 6th state to ban car insurance companies from using gender to determine rates

California has become the sixth state to ban car insurance companies from using gender to determine rates, reported Ann Carrns of The New York Times. The move is an attempt to focus on factors that drivers can control, like their driving record, and to prevent unfair and inconsistent gender influences in pricing — some car insurers determined […]

Helmets Shown to Protect Against Head Injuries When Sledding

Your children wouldn’t ride their bicycles without first putting on their safety helmets. Those same helmets can protect your children from suffering head injuries while sled riding. Research shows that 30 percent of children hospitalized following a sledding injury suffered significant head injuries, such as concussions, comas, and brain damage. Several years ago, a 12-year-old […]

Renewals of Pennsylvania Vehicle Board Licenses in Odd-Numbered Year

Now that it’s 2019, it’s time to renew dealer licenses, auction licenses, and vehicle salesperson licenses with the Pennsylvania Vehicle Board. This year will be different. The Pennsylvania Department of State, where the Vehicle Board works, has a new electronic PALS Licensing System. All renewals must be completed online. There will be no paper applications. […]

Winter and Your Insurance

Winter conditions bring entirely different risks that may impact your insurance coverage. Let’s take a look at the top three risks: Slippery driving – Before the next storm hits, check you automobile policy to determine if its’ appropriate for your needs. Luxury vehicles, new cars and trucks will require a different level of coverage than […]

Holiday Party Safety Tips

The holiday season is such a great time to get together with family and friends. If you are hosting a party this season, take into consideration these safety tips especially if you are serving alcohol.  Have a designated driver. It’s one of the most effective ways to keep your guests safe on the roads.  Call […]

E. R. Munro and Company Offices to Close at Noon on Dec. 14

The offices of E. R. Munro and Company will close at noon on Friday, December 14 for our annual holiday luncheon. We will reopen at our regular time of 9 a.m. on Monday, December 17.  Happy Holidays!

Rules for drivers sharing roads with trucks

With all the last-minute shopping leading up to the Christmas holiday,  we’re going to focus on keeping you safe by posting “rules” for drivers sharing roads with trucks.

Protecting Your Credit and Identity While Holiday Shopping

Follow these tips to protect your credit and identity during this holiday season: Don’t share your private information online or over the phone. Private information includes your Social Security number, account information, PINs and passwords. Shred sensitive papers such as bank statements, unused credit card offers, and receipts before throwing them away. Keep an eye […]