Public adjusters are professionals hired by policyholders to evaluate, manage and negotiate their insurance claims. In contrast, independent adjusters are professionals who work on behalf of an insurance company to evaluate loss claims; they are not permitted to adjust claims on behalf of a policyholder. In most states, adjusters are required to file a license and permit surety bond in order to obtain their license. The bond does not provide any protection to the public or independent adjuster. Instead, the bond protects the insurance company, state insurance department or policyholder from suffering a loss due to unlawful actions by the adjuster.
There is no nationwide bond requirement for licensed adjusters; therefore, the bond amount varies by state. The list shows the bond amount required by each state.
Available Policies & Rates
If you have questions regarding the bonds shown below, or if the bond you need is not listed, please call (877)-376-8676, option 2, to speak with a bond specialist or email requests to [email protected]
| State | Bond Amount | Years | Premium | Actions |
|---|---|---|---|---|
| California - Insurance Adjuster - Public Adjuster | $2,000 $20,000 | 2 1 2 | $67 $100 $175 | Get Application |
| Colorado - Public Adjuster | $20,000 | 1 2 3 | $140 $245 $350 | Get Application |
| Delaware1 - Public Adjuster | $20,000 | 1 2 3 | $140 $245 $350 | Get Application |
| District of Columbia - Public Adjuster | $20,000 | 2 | $245 | Get Application |
| Florida - Public Adjuster | $50,000 | 1 | $350 | Get Application |
| Georgia - Public Adjuster | $5,000 | 1 2 3 | $100 $175 $250 | Get Application |
| Hawaii - Public Adjuster | $10,000 | 1 2 3 | $100 $175 $250 | Get Application |
| Iowa - Public Adjuster | $20,000 | 2 | $245 | Get Application |
| Idaho - Public Adjuster | $20,000 | 2 | $245 | Get Application |
| Illinois - Public Adjuster | $20,000 | 1 | $140 | Get Application |
| Indiana - Public Adjuster | $10,000 | 1 2 3 | $100 $175 $250 | Get Application |
| Kentucky - Independent Adjuster - Public Adjuster | $1,000 $20,000 | 2 1 2 | $134.38 $140 + tax $245 + tax | Get Application |
| Louisiana - Public Adjuster | $50,000 | 1 | $350 | Get Application |
| Minnesota - Public Adjuster | $10,000 | 1 2 3 | $100 $175 $250 | Get Application |
| Missouri - Corporate Public Adjuster - Individual Public Adjuster (employed by bonded corporation) | $10,000 $1,000 | 1 2 3 1 2 3 | $100 $175 $250 $100 $175 $250 | Get Application |
| Mississippi - Public Adjuster | $50,000 | 1 | $350 | Get Application |
| Montana - Public Adjuster | $5,000 | 1 2 3 | $100 $175 $250 | Get Application |
| North Carolina - Public Adjuster | $20,000 | 1 2 3 | $100 $175 $250 | Get Application |
| North Dakota - Public Adjuster | $20,000 | 1 2 3 | $140 $245 $350 | Get Application |
| Nebraska - Public Adjuster | $20,000 | 1 | $140 | Get Application |
| New Hampshire - Public Adjuster | $20,000 | 1 | $140 | Get Application |
| New Jersey - Public Adjuster | $10,000 | 2 | $100 | Get Application |
| New Mexico - Independent / Public Adjuster | $10,000 | 1 2 3 | $100 $175 $250 | Get Application |
| New York - Independent / Public Adjuster | $1,000 | 2 (Expires 12/31 every even year) | $50 | Get Application |
| Ohio - Public Adjuster | $1,000 | 1 | $75 | Get Application |
| Oklahoma - Public Adjuster | $25,000 | 1 | $175 | Get Application |
| Pennsylvania - Public Adjuster | $20,000 | 1 2 3 | $140 $245 $350 | Get Application |
| Tennessee - Public Adjuster | $50,000 | 1 | $350 | Get Application |
| Texas - Public Adjuster | $10,000 | 1 2 3 | $100 $175 $250 | Get Application |
| Virginia - Public Adjuster | $50,000 | 1 2 3 | $300 $525 $750 | Get Application |
| Washington - Public Adjuster | $5,000 | 1 2 3 | $100 $175 $250 | Get Application |
| Wisconsin - Public Adjuster | $20,000 | 1 | $140 | Get Application |
Do you have many employees in need of surety bonds for their adjuster licensing?
Your firm may qualify for a surety bond program to streamline your bonding needs. Contact our office at (877) 376-8676 to speak with a bond specialist or email us at [email protected].
Applications
Please download and return a completed application to E. R. Munro and Company for submission. To expedite your submission, please email the application to [email protected] or fax it to (412) 281-6195.
- California - Insurance Adjuster Bond Order Form (22 downloads)
- California - Public Adjuster Bond Order Form (16 downloads)
- Colorado - Public Adjuster Bond Order Form (15 downloads)
- Delaware - Public Adjuster Bond Application (18 downloads)
- District of Columbia - Public Adjuster Bond Order Form (19 downloads)
- Florida - Public Adjuster Bond Order Form (35 downloads)
- Georgia - Public Adjuster Bond Application (18 downloads)
- Hawaii - Public Adjuster Bond Application (14 downloads)
- Idaho - Public Adjuster Bond Order Form (16 downloads)
- Illinois - Public Adjuster Bond Order Form (17 downloads)
- Indiana - Public Adjuster Bond Application (16 downloads)
- Iowa - Public Adjuster Bond Order Form (13 downloads)
- Kentucky - Independent Adjuster Bond Order Form (13 downloads)
- Kentucky - Public Adjuster Bond Order Form (17 downloads)
- Louisiana - Public Adjuster Bond Order Form (37 downloads)
- Minnesota - Public Adjuster Bond Application (13 downloads)
- Mississippi - Independent Adjuster Bond Order Form (29 downloads)
- Missouri - Public Adjuster Bond Application (17 downloads)
- Montana - Public Adjuster Bond Application (13 downloads)
- Nebraska - Public Adjuster Bond Order Form (12 downloads)
- New Hampshire - Public Adjuster Bond Order Form (13 downloads)
- New Jersey - Public Adjuster Bond Order Form (20 downloads)
- New Mexico - Independent or Public Adjuster Bond Application (21 downloads)
- New York - Independent or Public Adjuster Order Form (28 downloads)
- North Carolina - Public Adjuster Bond Application (22 downloads)
- North Dakota - Public Adjuster Bond Application (0 downloads)
- Ohio - Public Adjuster Bond Application (15 downloads)
- Oklahoma - Public Adjuster Bond Order Form (15 downloads)
- Pennsylvania - Public Adjuster Bond Order Form (23 downloads)
- Tennessee - Public Adjuster Bond Order Form (13 downloads)
- Texas - Public Adjuster Bond Application (23 downloads)
- Virginia - Public Adjuster Bond Application (17 downloads)
- Washington - Public Adjuster Bond Application (15 downloads)
- Wisconsin - Public Adjuster Bond Application (0 downloads)
Footnotes
- May have a common expiration date of 02/28.
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