Signing Agent Liability Insurance (E&O)

Should an experienced signing agent like you be covered by
Signing Agent Errors and Omissions (E&O) Insurance?

Absolutely. Here’s why…

Notary Liability Insurance (E&O) only covers the notarizing you do in a signing. It does not cover your signing agent duties, such as reviewing the documents with the borrower, calculating rescission dates, and returning the date-sensitive loan package.

Lawsuits against signing agents are becoming more common. Even if you are innocent, you could still face significant legal expenses for defending yourself in a lawsuit – and the company who hired you is under no obligation to help you.

As an independent signing agent, you have unlimited personal liability for losses caused by your errors during the signing.

Signing Agent E&O Insurance is designed to fill the gaps not covered by traditional Notary E&O Insurance.  Signing Agent E&O Insurance provides coverage for:

  • Innocent errors or omissions related to signing agent notarial acts
  • Incorrectly dating the right of rescission
  • Missed initial or non-notarized signatures
  • Unauthorized changes to documents
  • Negligence of the signing agent to complete the documents in a timely manner
  • Slow return of date sensitive documents

To qualify for Signing Agent E&O:

  • You must have taken signing agent training and earned certification
  • You hold membership in a professional association
  • You keep a register or journal

Signing Agent E&O Policies

E. R. Munro & Company offers policies through Hiscox and Markel.

Hiscox policies are designed for the new signing agent who is just starting out with less than three years’ notarial experience. For the signing agent with three years or more of experience as a notary, we offer policies through Markel.

Available in all 50 states. Policy premiums start at $270.00 for $250,000 limits. Higher limits of $500,000, $750,000, and $1,000,000 are available for additional premiums.

With three years notary/signing agent experience, our policy provides the following coverages:

PROFESSIONAL SERVICES: Notary and Signing Agent Services

LIMITS OF LIABILITY
Professional Liability Coverage
A. Each Claim
B. Policy Aggregate

Professional Liability Coverage
A. Contingent Bodily Injury and Property Damage
B. Pollution
C. Pre-Claim Assistance Expenses
D. Sexual Abuse
E. Third Party Discrimination

Supplementary Payments
A. Disciplinary Proceeding
B. Loss of Earnings and Expense Reimbursement
C. Public Relations Expenses
D. Subpoena and record Request Assistance




$250,000
$250,000


$0
$10,000
$20,000
$10,000
$25,000


$25,000 per policy period
$10,000
$5,000
$5,000

Application
To apply for a policy, please download the application below. Complete and return the application to E. R. Munro & Company.

For more information on Signing Agent E&O, please contact us at
877-ERMUNRO (376-8676) and speak with an insurance agent.

Download “Notary and Signing Agent Liability (E&O) Application” Munro-Notary-EO-Application.pdf – Downloaded 65 times – 1 MB