Winter Weather Insurance: What’s Covered and What’s Not

Winter weather causes about $26,000 in damages to homes each year. Here are some examples of what your homeowners insurance will cover if you have winter weather damage: Wind storm damage like peeled roof shingles Structure damage from fallen trees (even if it’s your neighbor’s tree that falls onto your home or property) Water damage […]

Keep Track of Your Auto Key Fob

Roughly $6 billion was lost to motor vehicle theft in 2018, and the average dollar loss per theft was $8,407, according to the Insurance Information Institute, and data from the FBI. Motor vehicle thefts have trended downwards since 1991, falling about 55 percent from 1.7 million thefts in 1991 to 773,139 in 2017. In 2018, […]

Scary statistics

According to a report from The Washington Post, one of the scariest things about the last day of October is the annual spike in fatal car accidents involving children. The newspaper analyzed federal highway safety data and found children are three times more likely to be struck and killed while trick or treating that night […]

Don’t forget to blow out the candles

If you use candle-lighted jack o’ lanterns to decorate your home for Halloween, be sure to blow out the candles before retiring for the night. Halloween decorations caused 840 home fires in 2016, resulting in a total of $11.4 million in property damage, according to the National Fire Protection Association. Instead of using real fire […]

Is it safe to wash dishes or shower during a thunderstorm?

You know the old saying, “when thunder roars, go indoors?” If there’s lightning near your location, then you’re not safe outside. But did you know that lightning can affect you inside as well? It’s not entirely safe to shower in a thunderstorm or do other activities like wash dishes or talk on a landline phone. […]

Ways to Stay Safe If Disaster Threatens

With proper planning, you can minimize the likelihood and impact of a disaster harming you, your family, or your home. Here are some tips to help you prepare ahead of time: According to the Global Risks Reports 2019 survey, the gravest and most likely threats facing the world over the next decade include extreme weather […]

Don’t Forget Your College Student’s Insurance Needs

With the start of the fall semester at colleges and universities in a few weeks, don’t forget to update your insurance needs so you and your child have the necessary coverage. For college students living in dorms, most homeowners policies will cover personal belongings up to a certain percentage (usually 10 percent) of the personal […]

Were You a Victim of the Equifax Data Breach? How to Claim Your Settlement

It’s been more than two years since Equifax, one of America’s three major credit reporting bureaus, suffered a major data breach, exposing the information of 143 million people. While we see a lot of data breaches, in this case, thieves made off with a dangerous amount of personal information, including social security numbers, addresses, birth […]

Mayday Mayday

You and your family are enjoying a leisurely Sunday afternoon boating on a large lake when flames suddenly appear in the engine compartment. Your teenage son grabs a bucket and begins hauling water out of the lake to throw on to the fire. Tell him to STOP! Water should never be used on a chemical […]

Reducing Your Risk of Summer Insurance Claims

To reduce your risks of insurance claims, be aware of these summertime hazards: BBQ grill fires – To reduce the risk of a cookout catastrophe, never place your grill near flammables and never leave it unattended. If using a charcoal grill, make sure the embers are completely extinguished before leaving it. Car accidents – Summertime […]