The Benefits of Travel Insurance

As pandemic restrictions are lifted, you may be planning a vacation for yourself or your family this summer. Traveling is supposed to be relaxing, but trips are always at risk of being impacted by unexpected events. Sickness, accidents, and major life changes before or during a trip can throw a wrench in your travel plans, […]

Why You Should Expect Increased Rates in 2021

Lockton, Inc. published an article in 2020 about why insurance carriers are increasing premiums and not renewing policies. The personal insurance market has continued to harden for several years and is expected to worsen throughout 2021. We would like to share a few things you should expect this year, according to Lockton, so you can […]

How to Stay Safe in a Tornado

April showers bring May flowers – and sometimes tornadoes. Storms are already starting to hit the east coast and are bringing tornadoes as a result. March is a good month to start preparing a plan and an emergency kit for extreme weather conditions. There is no guarantee for safety during a tornado but taking it […]

Water Damage Mitigation: What You Should Know

Water damage as a result of frozen or broken water pipes is the most frequent cause of damage to the home. Repair from water damage is costly and time consuming. Homeowners that have had a leak before are twice as likely to have another. To avoid the cost and inconvenience of having to repair water […]

Save Money Through Safe Driving

If you’re a safe driver, you deserve to save money on your insurance policy. Not everyone drives the same, so one policy does not fit all. Attentive drivers can save money by staying safe behind the wheel using telematic programs. Telematic programs are a new, innovative way to base your insurance policy on your driving […]

Will your child be heading off to college?

In just a few weeks, students will be heading to college for the start of fall classes. If your child will be living in a dorm and owns a computer, microwave, mini refrigerator, e-reader, smart phone, television, and a video gaming system and plans to take these items, your homeowners insurance policy should have you […]

What’s Your Property’s Flood Risk?

It crucial for property owners to understand their risk for flooding. Standard homeowners insurance policies do not cover flood damage. For property owners who may be unsure of their property’s flood risk, FEMA has an online mapping tool that helps identify a specific property’s flood zone risk. All you need to do is type in […]

Notary Signing Agent E&O Available Through E. R. Munro & Company

Signing Agent Errors and Omissions (E&O) Insurance is designed to fill the gaps not covered by traditional Notary Errors and Omissions Insurance. It covers: Innocent errors or omissions related to signing agent notary acts Incorrectly dating the right of rescission Missed initials or non-notarized signatures Unauthorized changes made to documents Untimely completion of the signing […]

Need to Sanitize a Face Mask? Don’t Nuke It

If you put a face mask into a microwave to clean and sanitize it, even an ordinary cloth mask, you risk causing a fire. The Center for Disease Control says cloth masks can overheat quickly and catch fire. Disposable masks also have a metal nose wire and can cause sparks, a fire or break your […]

Travel Insurance Doesn’t Cover Fear

If you bought a travel insurance policy, according to travel insurance comparison site squaremouth.com, viral outbreaks, epidemics and pandemics are not listed as a covered event. According to the site, “The coronavirus pandemic is considered a foreseen event by most travel insurance providers, meaning there are limited, if any, benefits available relating to the outbreak.” Further, […]