Need to Sanitize a Face Mask? Don’t Nuke It

If you put a face mask into a microwave to clean and sanitize it, even an ordinary cloth mask, you risk causing a fire. The Center for Disease Control says cloth masks can overheat quickly and catch fire. Disposable masks also have a metal nose wire and can cause sparks, a fire or break your […]

Travel Insurance Doesn’t Cover Fear

If you bought a travel insurance policy, according to travel insurance comparison site squaremouth.com, viral outbreaks, epidemics and pandemics are not listed as a covered event. According to the site, “The coronavirus pandemic is considered a foreseen event by most travel insurance providers, meaning there are limited, if any, benefits available relating to the outbreak.” Further, […]

Tips for New Homeowners

If you’ve just purchased a new home, think about updating your home security. About three out of every four burglaries occur at a residential property, according to the Federal Bureau of Investigation. The average home burglary results in a $2,400 loss. Although burglary is one of the most common household property crimes, it is also […]

The Variables of Auto Insurance

When thinking of purchasing a new vehicle, consider what your insurance premiums will cost. Statistics show smaller cars are typically driven at higher rates of speed by younger, riskier drivers. They are involved in more accidents, sustain more damage and are more expensive to insure. Larger vehicles, such as SUVs and pickup trucks may have […]

When the weather outside is frightful

As a homeowner, you are responsible for snow and ice removal from your sidewalks and driveway. If someone slips and falls on your snow or ice-covered sidewalk or driveway, you can be held liable for their medical bills, lost wages and pain and suffering. Your homeowners insurance policy comes with liability insurance as part of […]

Testing for Radon

Why should you test your home for radon? Because radon is the second leading cause of lunch cancer in the U.S. Radon is an odorless, invisible, radioactive gas that can enter your home from the ground through cracks in your foundation. It is present indoors and out, but can increase to dangerous levels inside a […]

Helmets Shown to Protect Against Head Injuries When Sledding

Your children wouldn’t ride their bicycles without first putting on their safety helmets. Those same helmets can protect your children from suffering head injuries while sled riding. Research shows that 30 percent of children hospitalized following a sledding injury suffered significant head injuries, such as concussions, comas, and brain damage. The journal, Pediatrics recommends that […]

Winter Weather Insurance: What’s Covered and What’s Not

Winter weather causes about $26,000 in damages to homes each year. Here are some examples of what your homeowners insurance will cover if you have winter weather damage: Wind storm damage like peeled roof shingles Structure damage from fallen trees (even if it’s your neighbor’s tree that falls onto your home or property) Water damage […]

Keep Track of Your Auto Key Fob

Roughly $6 billion was lost to motor vehicle theft in 2018, and the average dollar loss per theft was $8,407, according to the Insurance Information Institute, and data from the FBI. Motor vehicle thefts have trended downwards since 1991, falling about 55 percent from 1.7 million thefts in 1991 to 773,139 in 2017. In 2018, […]

Scary statistics

According to a report from The Washington Post, one of the scariest things about the last day of October is the annual spike in fatal car accidents involving children. The newspaper analyzed federal highway safety data and found children are three times more likely to be struck and killed while trick or treating that night […]