Will your child be heading off to college?

In just a few weeks, students will be heading to college for the start of fall classes. If your child will be living in a dorm and owns a computer, microwave, mini refrigerator, e-reader, smart phone, television, and a video gaming system and plans to take these items, your homeowners insurance policy should have you […]

What’s Your Property’s Flood Risk?

It crucial for property owners to understand their risk for flooding. Standard homeowners insurance policies do not cover flood damage. For property owners who may be unsure of their property’s flood risk, FEMA has an online mapping tool that helps identify a specific property’s flood zone risk. All you need to do is type in […]

Notary Signing Agent E&O Available Through E. R. Munro & Company

Signing Agent Errors and Omissions (E&O) Insurance is designed to fill the gaps not covered by traditional Notary Errors and Omissions Insurance. It covers: Innocent errors or omissions related to signing agent notary acts Incorrectly dating the right of rescission Missed initials or non-notarized signatures Unauthorized changes made to documents Untimely completion of the signing […]

Need to Sanitize a Face Mask? Don’t Nuke It

If you put a face mask into a microwave to clean and sanitize it, even an ordinary cloth mask, you risk causing a fire. The Center for Disease Control says cloth masks can overheat quickly and catch fire. Disposable masks also have a metal nose wire and can cause sparks, a fire or break your […]

Travel Insurance Doesn’t Cover Fear

If you bought a travel insurance policy, according to travel insurance comparison site squaremouth.com, viral outbreaks, epidemics and pandemics are not listed as a covered event. According to the site, “The coronavirus pandemic is considered a foreseen event by most travel insurance providers, meaning there are limited, if any, benefits available relating to the outbreak.” Further, […]

Tips for New Homeowners

If you’ve just purchased a new home, think about updating your home security. About three out of every four burglaries occur at a residential property, according to the Federal Bureau of Investigation. The average home burglary results in a $2,400 loss. Although burglary is one of the most common household property crimes, it is also […]

The Variables of Auto Insurance

When thinking of purchasing a new vehicle, consider what your insurance premiums will cost. Statistics show smaller cars are typically driven at higher rates of speed by younger, riskier drivers. They are involved in more accidents, sustain more damage and are more expensive to insure. Larger vehicles, such as SUVs and pickup trucks may have […]

When the weather outside is frightful

As a homeowner, you are responsible for snow and ice removal from your sidewalks and driveway. If someone slips and falls on your snow or ice-covered sidewalk or driveway, you can be held liable for their medical bills, lost wages and pain and suffering. Your homeowners insurance policy comes with liability insurance as part of […]

Testing for Radon

Why should you test your home for radon? Because radon is the second leading cause of lunch cancer in the U.S. Radon is an odorless, invisible, radioactive gas that can enter your home from the ground through cracks in your foundation. It is present indoors and out, but can increase to dangerous levels inside a […]

Helmets Shown to Protect Against Head Injuries When Sledding

Your children wouldn’t ride their bicycles without first putting on their safety helmets. Those same helmets can protect your children from suffering head injuries while sled riding. Research shows that 30 percent of children hospitalized following a sledding injury suffered significant head injuries, such as concussions, comas, and brain damage. The journal, Pediatrics recommends that […]