The Benefits of Travel Insurance

As pandemic restrictions are lifted, you may be planning a vacation for yourself or your family this summer. Traveling is supposed to be relaxing, but trips are always at risk of being impacted by unexpected events. Sickness, accidents, and major life changes before or during a trip can throw a wrench in your travel plans, […]

Why You Should Expect Increased Rates in 2021

Lockton, Inc. published an article in 2020 about why insurance carriers are increasing premiums and not renewing policies. The personal insurance market has continued to harden for several years and is expected to worsen throughout 2021. We would like to share a few things you should expect this year, according to Lockton, so you can […]

Protecting Your Home Against Ice Dams

Much of the country is currently experiencing snow, freezing rain and ice. Some homes can be subject to “ice dams” building up on their roofs and gutters. Ice dams occur when the gutter gets clogged with snow, freezes and then the ice and snow back up under the roof shingles.  This causes damage to the […]

Water Damage Mitigation: What You Should Know

Water damage as a result of frozen or broken water pipes is the most frequent cause of damage to the home. Repair from water damage is costly and time consuming. Homeowners that have had a leak before are twice as likely to have another. To avoid the cost and inconvenience of having to repair water […]

Save Money Through Safe Driving

If you’re a safe driver, you deserve to save money on your insurance policy. Not everyone drives the same, so one policy does not fit all. Attentive drivers can save money by staying safe behind the wheel using telematic programs. Telematic programs are a new, innovative way to base your insurance policy on your driving […]

When Rover Bites

We love our dogs. And they in turn, love us. But when a stranger wants to pet Rover or one of the neighborhood children reaches out to play with Rover, there could be trouble. If Rover bites the stranger or neighborhood child and causes an injury that requires a trip to the hospital, you, as […]

Did You Know?

Flooding is the most common and devastating natural disaster in the United States. Ninety-nine percent of counties in the U.S. have experienced flooding. From 2009-2018, the average total annual flood claim payments by the National Flood Insurance Program was $2.9 billion. Yes, billion. The average flood claim payments for homeowners who have flood insurance through […]

Will your child be heading off to college?

In just a few weeks, students will be heading to college for the start of fall classes. If your child will be living in a dorm and owns a computer, microwave, mini refrigerator, e-reader, smart phone, television, and a video gaming system and plans to take these items, your homeowners insurance policy should have you […]

What’s Your Property’s Flood Risk?

It crucial for property owners to understand their risk for flooding. Standard homeowners insurance policies do not cover flood damage. For property owners who may be unsure of their property’s flood risk, FEMA has an online mapping tool that helps identify a specific property’s flood zone risk. All you need to do is type in […]

Notary Signing Agent E&O Available Through E. R. Munro & Company

Signing Agent Errors and Omissions (E&O) Insurance is designed to fill the gaps not covered by traditional Notary Errors and Omissions Insurance. It covers: Innocent errors or omissions related to signing agent notary acts Incorrectly dating the right of rescission Missed initials or non-notarized signatures Unauthorized changes made to documents Untimely completion of the signing […]