The Benefits of Travel Insurance

As pandemic restrictions are lifted, you may be planning a vacation for yourself or your family this summer. Traveling is supposed to be relaxing, but trips are always at risk of being impacted by unexpected events. Sickness, accidents, and major life changes before or during a trip can throw a wrench in your travel plans, […]

Why You Should Expect Increased Rates in 2021

Lockton, Inc. published an article in 2020 about why insurance carriers are increasing premiums and not renewing policies. The personal insurance market has continued to harden for several years and is expected to worsen throughout 2021. We would like to share a few things you should expect this year, according to Lockton, so you can […]

How to Stay Safe in a Tornado

April showers bring May flowers – and sometimes tornadoes. Storms are already starting to hit the east coast and are bringing tornadoes as a result. March is a good month to start preparing a plan and an emergency kit for extreme weather conditions. There is no guarantee for safety during a tornado but taking it […]

Protecting Your Home Against Ice Dams

Much of the country is currently experiencing snow, freezing rain and ice. Some homes can be subject to “ice dams” building up on their roofs and gutters. Ice dams occur when the gutter gets clogged with snow, freezes and then the ice and snow back up under the roof shingles.  This causes damage to the […]

Water Damage Mitigation: What You Should Know

Water damage as a result of frozen or broken water pipes is the most frequent cause of damage to the home. Repair from water damage is costly and time consuming. Homeowners that have had a leak before are twice as likely to have another. To avoid the cost and inconvenience of having to repair water […]

Helmets Shown to Protect Against Head Injuries When Sledding

Your children wouldn’t ride their bicycles without first putting on their safety helmets. Those same helmets can protect your children from suffering head injuries while sled riding. Research shows that 30 percent of children hospitalized following a sledding injury suffered significant head injuries, such as concussions, comas, and brain damage. The journal, Pediatrics recommends that […]

Be Fire Smart This Holiday Season

Holiday decorations can increase your risk for a home fire. The National Fire Protection Association urges you to be fire smart when decorating your home for the holidays. More than half of the home decoration fires in December are started by candles. The top three days for home candle fires are Christmas Day, New Year’s […]

Reducing Your Risk of Summer Insurance Claims

To reduce your risks of insurance claims, be aware of these summertime hazards: BBQ grill fires – To reduce the risk of a cookout catastrophe, never place your grill near flammables and never leave it unattended. If using a charcoal grill, make sure the embers are completely extinguished before leaving it. Car accidents – Summertime […]

Protecting Your Credit and Identity While Holiday Shopping

Follow these tips to protect your credit and identity during this holiday season: Don’t share your private information online or over the phone. Private information includes your Social Security number, account information, PINs and passwords. Shred sensitive papers such as bank statements, unused credit card offers, and receipts before throwing them away. Keep an eye […]

Keep Disaster Away When You Deck the Halls

When decorating for the holidays, keep in mind that decorations such as candles and Christmas trees can lead to disaster.