Scary Halloween Decorations Could be a Liability

Your home’s exterior Halloween decorations could prove to be a hazard. As the homeowner, you need to consider “premises liability,” meaning if a trick-or-treater trips on an extension cord or other holiday decoration and injures themselves, you’ll be held accountable for the injury or legal expenses if they have medical bills or decide to sue […]

Ways Halloween can pose insurance risks

As Halloween nears, we’re going to focus for the next three weeks on some Halloween-related risks you should be aware of as a homeowner. Our first post focuses on the increase in property crime. Halloween is a day where you can play as your favorite movie villain. It’s also a day that many interpret as […]

Ways to Stay Safe If Disaster Threatens

With proper planning, you can minimize the likelihood and impact of a disaster harming you, your family, or your home. Here are some tips to help you prepare ahead of time: According to the Global Risks Reports 2019 survey, the gravest and most likely threats facing the world over the next decade include extreme weather […]

Take Precautions When Using Alternative Heating Sources

With the start of fall right around the corner (September 23), you’ll want to be cautious about relying on alternative heating methods to take the chill out of your home. If not installed or used properly, alternative heat sources such as space heaters, kerosene heaters and wood stoves, among others, increase the risk of fire […]

Get those home projects started before winter

If you haven’t started those projects around the house that will keep you and your family warm during frigid winter temperatures, it’s not too late to start. Inspect these areas around your home: Examine your chimney for missing mortar, cracks and structural problems. Make sure that the fireplace damper is working correctly and has a […]

Have you paid off your car loan or mortgage?

When you pay off your car or business loan or your mortgage, please let E. R. Munro and Company know right away. Why? When you have a loss, the insurance check is typically made out to you as the insured and the loan/lien holder. Loan/lien holders are added to your policy because they have a […]

Top 10 States with Strictest Driving Laws

If you’re planning a road trip this Labor Day weekend, keep your speed in check while driving through these states considered to have the strictest driving laws. #10. New Jersey #9. Maryland #8. Georgia #7. Delaware #6. Washington #5. Illinois #4. Rhode Island #3. California #2. Hawaii #1. Oregon

E. R. Munro and Company Offices Closed on Labor Day

E. R. Munro and Company offices will be closed on Monday, September 2, 2019, for the Labor Day holiday. We wish our clients and friends a safe and happy Labor Day weekend.

Uber driver involved in crash warns other drivers of insurance gap

An Uber driver in Tennessee involved in a crash while on the clock is being forced to pay thousands of dollars to fix her car, and she said the reason is a gap other rideshare drivers need to know about. Jennifer Reed has been driving for Uber for about a year to make extra money […]

Hoverboards may be too hot to handle

Remember the levitating skateboard used by Marty McFly in the 1989 movie, Back to the Future, Part 2? Now known as hoverboards, they are a hot commodity among teens and young adults. These two-wheeled boards propel themselves by using motors powered by Lithium-ion batteries. A rider steers them by shifting their weight while on the […]